Harrison, David M.; Seiler, Michael J. - In: Managerial Finance 25 (1999) 7, pp. 3-18
Traces the history of the Community Reinvestment Act (CRA), which requires US lenders to meet the credit needs of their local customers, and presents a study of its effect on profitability. Looks at financial institutions which received revized CRA ratings between 1990 and 1995, analysing their...