Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for … shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total … savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find …

We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two … were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

, good-specific discounting, under certain conditions, can explain the persistence of poverty and low savings by the poor … sources of consumption. Using unique data from two surveys conducted in rural Uganda including both hypothetical and real …

; education ; economic development ; Uganda …