unemployment insurance across and within countries to gauge workers' demand for insurance. Using a firm-level panel from 41 … unemployment insurance: private and public provision of employment insurance are substitutes. …We investigate the determinants of firms' implicit insurance to employees, using a difference-indifference approach: we …

protection afforded by family firms is greater, and the wage discount larger, the less generous the public unemployment insurance …We investigate the determinants of firms’ implicit employment and wage insurance to employees against industry …-level and idiosyncratic shocks. We rely on differences between family and non-family firms to identify the supply of insurance …