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We investigate the impact of increasing bank concentration on bank loan contracts in a lightly regulated environment … competition on bank lending. We study over 30,000 British bank loans over the period 1885 to 1925. Borrowers in counties with high … bank concentration received smaller loans and posted more collateral than borrowers in low concentration counties. In high …
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Ursachen von Kreditzyklen unter Berücksichtigung vollkommener und begrenzter Rationalität -- Anreizsysteme und Kreditzyklen in den USA -- Anreizsysteme und Kreditzyklen in mehreren Industrienationen.
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This paper examines the pass-through from the market interest to the rate charged on bank loans using aggregate data …
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