How do concentration and competition in the European banking sector affect lending relationships between small and medium sized enterprises (SMEs) and their banks? Recent empirical evidence suggests that concentration and competition capture different characteristics of banking systems. Using a...

Abstract. Menthol cigarettes have been viewed as a scourge on youth because they have facilitated initiation and made quitting more difficult. Many jurisdictions have banned menthol-flavored combustible cigarettes. However, while bans on menthol cigarettes are favored by public-health...