higher LTV ratio substantially increases an elderly homeowner’s likelihood of exiting homeownership. In particular, elderly … homeowners with an LTV ratio greater than 80% are more than four times likely to exit homeownership than their debt … less likely to depart from homeownership if they recently extracted equity from their homes. In addition, we find both …

Fertility and female labour force participation are no longer negatively correlated in developed countries. Recently … prices of household services, which are relevant for fertility and employment decisions. This paper analyses the effect of … immigration on labour supply and fertility of native women in the UK, with a focus on the role of immigration on household …