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Behavioural characteristics and financial distress
McCarthy, Yvonne - 2011
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals' behavioural traits, such as their...
Persistent link: https://www.econbiz.de/10008902392
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Behavioural Characteristics and Financial Distress
McCarthy, Yvonne - 2011
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals' behavioural traits, such as their...
Persistent link: https://www.econbiz.de/10013130145
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The Impact of Unsecured Debt on Financial Distress Among British Households
Del-Rio, Ana; Young, Garry - 2005
This paper uses evidence from the British Household Panel Survey (BHPS) to examine how attitudes towards unsecured debt … are related to household finances and other characteristics. An ordered-logit model is estimated for 1995 and 2000 using a …
Persistent link: https://www.econbiz.de/10014061912
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The effect of the financial crisis on older households in England
Banks, James; Crawford, Rowena; Crossley, Thomas F.; … - 2012
effect of wealth shocks on household consumption and individual expectations of the future. Many household experienced a …
Persistent link: https://www.econbiz.de/10009526546
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Exploratory Study of Comparison Income and Individual Debt Using British Household Panel Survey
Ejebu, Ourega-Zoé - 2019
The famous saying “keeping up with the Joneses” is a generational behavior that is still deeply interwoven in the behavioral fabric of our modern-day society. This paper aims to address and contribute to the existing literature by investigating the determinants of individual non-mortgage...
Persistent link: https://www.econbiz.de/10012870791
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What can we learn about household consumption expenditure from data on income and assets?
Eika, Lasse; Mogstad, Magne; Vestad, Ola Lotherington - 2020
lack of reliable panel data on household expenditures. One possibility is to use surveys that follow the same households … alternative approach is to use the accounting identity that total household spending is equal to income plus capital gains minus … accounting identity to construct a population panel data with information on household expenditure. To derive such measures of …
Persistent link: https://www.econbiz.de/10012172449
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Life-cycle consumption patterns at older ages in the US and the UK : can medical expenditures explain the difference?
Banks, James; Blundell, Richard W.; Levell, Peter; … - 2016
ownership and expenses, levels and paths of health status, number of household members, and out-of -pocket medical expenditures …
Persistent link: https://www.econbiz.de/10011534273
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Life-cycle consumption patterns at older ages in the US and the UK : can medical expenditures explain the difference?
Banks, James; Blundell, Richard W.; Levell, Peter; … - 2015
In this paper we document significantly steeper declines in nondurable expenditures in the UK compared to the US, in spite of income paths being similar. We explore several possible causes, including different employment paths, housing ownership and expenses, levels and paths of health status,...
Persistent link: https://www.econbiz.de/10010498398
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Life-Cycle Consumption Patterns at Older Ages in the US and the UK : Can Medical Expenditures Explain the Difference?
Banks, James W.; Blundell, Richard W.; Levell, Peter; … - 2015
Our data indicate significantly steeper declines in nondurable expenditures in the UK compared to the US in spite of income paths at older ages exhibiting similar declines. We examine several possible causes, including different employment paths, housing ownership and expenses, levels and paths...
Persistent link: https://www.econbiz.de/10014135181
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Public services and liveability in European cities in comparison
Holzner, Mario; Römisch, Roman - 2021
A high level of public services in housing, transport, education and health care is essential for liveability in urban centres, as shown in this report, with the help of European data for large cities. Inhabitants of larger cities, where the housing market is heavily commercialised in terms of...
Persistent link: https://www.econbiz.de/10012602704