This scoping paper outlines credit counselling and debt management structures in the United States and their effectiveness in improving consumers' financial management status. First, various public and private credit counselling systems are explained with a focus on each institution's roles and...

This article explores the challenges posed by the rising US national debt and government budget deficits. Using a combination of literature review and statistical analysis, the article examines the factors contributing to the national debt and the potential consequences of unsustainable...

In this paper we document and examine unusual fluctuations in the G-Fund, which is one of five funds available in a voluntary federal government employee retirement savings vehicle called the Thrift Savings Plan. The G-Fund is managed as "internally" held debt by the United States Department of...