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The Effect of Financial Resources on Homeownership, Marriage, and Fertility : Evidence from State Lotteries
Bulman, George; Goodman, Sarena; Isen, Adam - National Bureau of Economic Research - 2022
This paper leverages the universe of U.S. tax data and state lottery wins between 2000 and 2019 to estimate the causal effect of financial resources on three key lifecycle outcomes for young adults. We find large and persistent effects on homeownership, with a response function that exhibits...
Persistent link: https://www.econbiz.de/10013477235
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Housing busts and household mobility
Ferreira, Fernando Vendramel (contributor);  … - 2008
Using two decades of American Housing Survey data from 1985 to 2005, we estimate the influence of negative home equity and rising mortgage interest rates on household mobility. We find that both factors lead to lower, not higher, mobility rates over time. The effects are economically large —...
Persistent link: https://www.econbiz.de/10003781789
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Housing inequality in the United States : a decomposition analysis of racial and ethnic disparities in homeownership
DeSilva, Sanjaya; Elmelech, Yuval - 2009
black, Asian, white, and Latino households, this paper explores the various socioeconomic and demographic characteristics …
Persistent link: https://www.econbiz.de/10003859919
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Differences in quality of life estimates using rents and home values
Winters, John V. - 2012
Quality of life differences across areas can be measured by differences in "real wages" where real wages are computed as nominal wages adjusted for the cost of living. Computing cost of living differences involves several important issues, including how housing prices should be measured....
Persistent link: https://www.econbiz.de/10009568788
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The Location of Affordable and Subsidized Rental Housing Across and Within the Largest Cities in the United States
Eriksen, Michael D. - 2021
LMI households over the last two decades in the nation’s 50 largest MSAs. Analyzes how the mandatory adoption of Small …
Persistent link: https://www.econbiz.de/10013214234
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Parsing the urban poverty puzzle : a multi-generational panel study in Rio de Janeiro's favelas, 1968 - 2008
Perlman, Janice E. - 2010
This paper describes the methodology of a longitudinal multi-generational study in the favelas (shantytowns) of Rio de Janeiro from 1968 to 2008. Major political transformations took place in Brazil during this interval: from dictatorship to 'opening' to democracy; major economic transformations...
Persistent link: https://www.econbiz.de/10008661309
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Spatial lock-in : do falling house prices constrain residential mobility?
Chan, Sewin - 1998
Falling house prices have caused numerous home owners to suffer capital losses. Those with little home equity may be prevented from moving because proceeds from the sale of their house are insufficient to repay their mortgage and provide a new down payment. A data set of mortgages is used to...
Persistent link: https://www.econbiz.de/10011577459
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Do Higher Rents Discourage Fertility? Evidence from US Cities, 1940-2000
Simon, Curtis J.; Tamura, Robert - 2008
of larger families to locate within less-expensive areas of a given metropolitan area. We examine the extent to which the … unit price of living space and fertility in fact tends to be more negative for households that have moved recently. However …, the probability of migration between metropolitan areas is smaller for larger families, even those originating in more …
Persistent link: https://www.econbiz.de/10014219954
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Beyond Racial Attitudes : The Role of Outside Options in the Dynamics of White Flight
Blair, Peter Q. - National Bureau of Economic Research - 2023
revealed-preference method to estimate the tipping points of 38,000 census tracts and the preferences of households for … find that the average tipping point in an MSA initially covaries more with the racial attitudes of households than the …
Persistent link: https://www.econbiz.de/10014250154
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Public Education and Intergenerational Housing Wealth Effects
Gilraine, Michael; Graham, James; Zheng, Angela - National Bureau of Economic Research - 2023
While rising house prices benefit existing homeowners, we document a new channel through which price shocks have intergenerational wealth effects. Using panel data from school zones within a large U.S. school district, we find that higher local house prices lead to improvements in local school...
Persistent link: https://www.econbiz.de/10014322733