This study investigates the implications of cross-country differences in banking regulation and supervision for the … subsidiaries in countries with weaker regulation and supervision and that such location decisions are associated with elevated BHC … role in these location choices and risk outcomes. Overall, our study suggests that U.S. banking organizations engage in …

The policy debate on whether to strengthen or to remove the legal barriers between banking and commerce has paid little … part of a two-part study, provides an overview of the potential gains of integrating banking and commerce. Economic theory ….S. experience with limited openings between banking and nonbank activities suggests that the most common combinations were banks …

possible benefits from combining banking and commerce, including portfolio diversification, the creation of internal capital … specific industries they choose, while corporate management interested in moving into banking might need to settle for somewhat … lower returns to achieve a substantial reduction in risk. -- banking and commerce ; portfolio diversification …

We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of … find that the introduction of free banking laws stimulated the creation of new banks and led to more bank failures. Our … empirical evidence indicates that states adopting free banking laws experienced an increase in output per capita compared to the …

This study investigates the effects of banking deregulation on county-level economic growth in the U.S. during the 1970 …–2000 period. Our main contribution to the literature is that we analyze both the direct and external effects of banking … interstate banking deregulation …

premature to conclude that 'Too Big to Fail" has been solved, but macro-prudential regulation is now much more effective and …

”) threatens to:¶ create risks to financial stability;¶ distort competition in commercial markets;¶ distort competition in banking … the text, purpose, and structure of the National Bank Act and other core federal banking statutes. Conferring banking … and close destructive loopholes in banking law by: ¶ ending the ILC exemption to the Bank Holding Company; and ¶ removing …

U.S. financial regulation has traditionally made functional and institutional regulation roughly equivalent. However … analysis of this history suggests that a return to regulation by function or product would strengthen regulation. The FMA also … reregulation ; Glass-Steagall ; Financial Modernization Act ; German universal bank regulation ; prudential regulation …