between the risk-incentives literature in banking that ignores the microeconomics of production and the production literature … that ignores the relationship between production decisions and risk. …We argue for a shift in the focus of modeling production from the traditional assumptions of profit maximization and …

The impact of strong emotions or mood on decision making and risk taking is well recognized in behavioral economics and … 2009. Bank loan inefficiency is derived using both a standard stochastic frontier production approach for bank loans and a … explaining the variation of gross loans. -- bank loan inefficiency ; weather conditions ; panel VAR ; causality ; US banking …

An issue that has not been dealt in the literature refers to the relationship between bank loan efficiency and weather … between weather and bank loan efficiency, using a panel data set that includes 69 banks operating in the US spanning the … period 1999 to 2009. Bank loan inefficiency is derived using a stochastic frontier production approach. We also estimate …

We study the spatial expansion of banks in response to banking deregulation in the 1980s and 90s. During this period …

Purpose - This paper investigates the development of efficiency and the progress of banking integration in the European … for convergent clusters in banking efficiency. Findings - Our main findings show that the bank efficiency of the US is … convergence of efficiency of Eurozone, European and US banking. Finally, in our paper special consideration was given to the …

economies using two production models. The standard risk-neutral model finds little evidence of scale economies. The model using … more general risk preferences and endogenous risk-taking finds large scale economies. We show that these economies are not …

) leading to efficiency gains in the banking market. Our findings suggest that the more frequent bank failures occurring in a …We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of … find that the introduction of free banking laws stimulated the creation of new banks and led to more bank failures. Our …

only available since 2008. Fee-based banking services comprise 35% of bank revenues so assessing competition by service …-based competition measures explain only 1% of HHI variation. HHI merger/acquisition guidelines could be raised since current banking …

There is little consensus regarding the overall performance of mergers and acquisitions in the banking industry. The … goal of this paper is to investigate the change in operating performance, efficiency, and value addition of US bank mergers … adjusted performance more than product focused mergers. The efficiency or profitability of targets have either a positive or no …