Explains the pervasiveness and complexity of the many federal lending programs, their effect on the overall economy, the costs, as well as the benefits and risks they pose, and actions that should be taken to ensure such programs are more efficient and effective. - Provided by publisher

This paper compares the stability of the U.S. Dual Banking system's two bank groups, national and state banks, in light of the global financial crisis 2007/2008. The goal of the paper is to answer three distinct questions: first, is there a difference in the (balance sheet-) fragility between...