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Essays on consumer finance
Hannon, Simona M. - 2024
Persistent link: https://www.econbiz.de/10014457453
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The impact of house prices on consumer credit : evidence from an internet bank
Ramcharan, Rodney; Crowe, Christopher - In: Journal of money, credit and banking : JMCB 45 (2013) 6, pp. 1085-1115
Persistent link: https://www.econbiz.de/10010197531
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Gender dimensions of the US consumer borrowing expansion
Hopkins, Barbara E.; Todorova, Zdravka - In: Journal of economic issues : jei 48 (2014) 2, pp. 501-506
Persistent link: https://www.econbiz.de/10010412336
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Financial consequences of severe identity theft in the U.S.
Blascak, Nathan; Cheney, Julia; Hunt, Robert M.; … - 2021
Persistent link: https://www.econbiz.de/10012744682
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Migration as a vector of economic losses from disaster-affected areas in the United States
DeWaard, Jack; Fussell, Elizabeth; Curtis, Katherine J.; … - 2021
Persistent link: https://www.econbiz.de/10012694850
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Who bears the welfare costs of monopoly?the case of the credit card industry
Herkenhoff, Kyle; Raveendranathan, Gajendran - 2019
How are the welfare costs from monopoly distributed across U.S. households? We answer this question for the U.S. credit card industry, which is highly concentrated, charges interest rates that are 3.4 to 8.8 percentage points above perfectly competitive pricing, and has repeatedly lost antitrust...
Persistent link: https://www.econbiz.de/10012147023
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Who bears the welfare costs of monopoly? : the case of the credit card industry
Herkenhoff, Kyle; Raveendranathan, Gajendran - 2019
Persistent link: https://www.econbiz.de/10012131849
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Who bears the welfare costs of monopoly? : the case of the credit card industry
Herkenhoff, Kyle; Raveendranathan, Gajendran - 2020
Persistent link: https://www.econbiz.de/10012176961
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An overview of personal loans in the U.S.
Flagg, Jessica N.; Hannon, Simona M. - 2023
Persistent link: https://www.econbiz.de/10014377679
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An analysis of risk premia in U.S. farm-level interest rates.
Goodwin, B.K.; Mishra, A.K. - 2000
measuring financial risk by using the actual interest rates charged on agricultural loans reported in the USDA's ARMS survey as … relates rates to several farm, producer, and lender characteristics. Because individual loans in our sample have different … perceived by lenders) tends to be higher for farms with less wealth (net worth) and more loans. Farm operators who live on their …
Persistent link: https://www.econbiz.de/10009429486