correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …

order to ensure and improve its solvency. The first aim of this paper is to construct and test an Economic Scenario … maximization of the reserve under the criterion of maximization of solvency ratio (since the fund is in deficit).To do this, we …

study is on determining whether a lack of health insurance significantly impacted vaccination propensities. If it is indeed … the case that a lack of health insurance mattered, this would be informative for policymakers since they tried to address … vaccines were made available free of cost to the public in the United States, irrespective of their insurance status. A policy …

We use data on households' deductible choices in auto and home insurance to estimate a structural model of risky choice …

.3%-0.4%. Mandatory insurance regimes in Europe absorb the negative short-run effect of a flood, while the National Flood Insurance … ; insurance ; dynamic panel GMM …

We use data on insurance deductible choices to estimate a structural model of risky choice that incorporates "standard …

transactions of non-agency RMBS by insurance companies from 2006 to 2009, we show that insurance companies that became more capital … at much lower prices than other insurance companies during the crisis …