Showing 1 - 10 of 3,759
This paper tests the role of different banks� liquidity funding structures in explaining the bank failures that … recognizes that the new liquidity framework proposed by the Basel Committee on Banking Supervision appears to have the features … needed to strengthen banks� liquidity conditions and improve financial stability. Its correct implementation, together with …
Persistent link: https://www.econbiz.de/10009350682
U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper …
Persistent link: https://www.econbiz.de/10002913537
We show that nonbanks (funds, shadow banks, fintech) affect the transmission of monetary policy to output, prices and …, borrowerlender relationships and Gertler-Karadi monetary policy shocks. Higher policy rates shift credit supply from banks to …
Persistent link: https://www.econbiz.de/10013259697
dollar credit supply to non-US firms (relative to banks), mitigating the dollar credit reduction. This increase is stronger … funding, relative to banks. In sum, despite increased risk-taking by less regulated and more fragile nonbanks (relative to … banks), access to nonbank credit reduces the volatility in capital flows-and associated economic activity-stemming from US …
Persistent link: https://www.econbiz.de/10014335622
in geographies with concentrated banking markets. When banks respond to uncertainty by liquidity hoarding, the potential … network. We estimate that the impairment of any of the five most active U.S. banks will result in significant spillovers to … other banks, with 38 percent of the network affected on average. The impact varies and can be larger on particular days and …
Persistent link: https://www.econbiz.de/10012161511
This paper explores the advantages of a new financial charter for large, complex, internationally active financial institutions that would address the corporate governance challenges of such organizations, including incentive problems in risk decisions and the complicated corporate and...
Persistent link: https://www.econbiz.de/10008657240
System as a provider of subsidized general liquidity to its members, including the very largest commercial banking …
Persistent link: https://www.econbiz.de/10011417743
make discharge more likely for debtors with income above the state median. …
Persistent link: https://www.econbiz.de/10011419852
This paper examines market liquidity in the post-crisis era in light of concerns that regulatory changes might have … considering additional drivers of market liquidity. We document a stagnation of dealer balance sheets after the financial crisis … liquidity. …
Persistent link: https://www.econbiz.de/10011547707
. As we show, the first two loss absorption mechanisms unambiguously improve a bank’s stability of funding position. By … uncertainty regarding a bank’s ex post solvency position. Bank managers, investors as well as supervisors and regulators should be …
Persistent link: https://www.econbiz.de/10010432251