Introduction -- What is a credit score? -- The credit report -- Credit scoring models -- Building credit -- Repairing bad credit -- Credit counseling -- Identity theft -- Bankruptcy : the dreaded "B-word" -- Maintaining good credit -- Bibliography -- Glossary -- Author bio -- Index

"Collateral damaged" explains how America had turned from a nation of savers into a nation of consumers addicted to debt. Wall Street then used that addiction to create "toxic securities" that threaten to bring about the collapse of the global economy. How can America get its fiscal house in...

People like to know and understand the total cost of credit products they are considering. They also like to know and understand products' terms and features. Given these preferences, issuers of credit should market products with transparent features and simple pricing. That is not the case. In...