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Consumer insolvency is a topic that has gained much prominence in the context of the financial crisis on both sides of … quite different approaches: the UK, Ireland, Germany, France and Spain. Since there is no law on consumer insolvency in … which bankruptcy procedures are the most appropriate. After a short presentation of each insolvency procedure, the …
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This study is a continuation of the empirical research on the impacts of debt; it argues that debt-usage is not neutral and that the currency of its cost is bankruptcy. A financially fragile economy is feared because of its potential harm. In the public sector the large and lingering deficit is...
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We study the impact of the minimum wage on firm exit in the restaurant industry, exploiting recent changes in the minimum wage at the city level. We find that the impact of the minimum wage depends on whether a restaurant was already close to the margin of exit. Restaurants with lower ratings...
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