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retirement income experience than diversifying one's portfolio across asset classes. We also show that Glidepath investing is … decumulation phase following retirement. We investigate the withdrawal experience associated with Glidepath Investing in the US …
Persistent link: https://www.econbiz.de/10012889289
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This paper uses a heterogeneous-agent overlapping-generations model to examine the fiscal and distributional consequences of introducing a means test in US Social Security. I find that a means test, that is, conditioning benefit payments on a household's earnings or assets, leads to a higher...
Persistent link: https://www.econbiz.de/10014513264
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This paper presents survey results on the incidence of individual retirement account (IRA) ownership in the United … households’ retirement saving: In mid-2022, more than four in 10 US households owned IRAs. Traditional IRAs were the most common … often also had employer-sponsored retirement plan accumulations or had DB plan coverage. Rollovers from employer …
Persistent link: https://www.econbiz.de/10014350143
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This paper presents survey results on the incidence of individual retirement account (IRA) ownership in the United … households owned IRAs. More than eight in 10 IRA-owning households also had employer-sponsored retirement plan accumulations or … employer-sponsored IRAs. Rollovers from employer-sponsored retirement plans have fueled the growth in IRAs. In mid-2021, 57 …
Persistent link: https://www.econbiz.de/10013297447
-owning households’ multi-pronged plans to manage assets and income in retirement …-owning households. In mid-2020, 37 percent of US households owned individual retirement accounts (IRAs), most commonly traditional IRAs …. More than eight in 10 IRA-owning households also had employer-sponsored retirement plan accumulations or had defined …
Persistent link: https://www.econbiz.de/10013238381
We pursue a cross-country comparison of relative financial readiness of older households in Japan and the Republic of Korea relative to the United States. Our comparative analysis, using macro-level and harmonized longitudinal household financial data, covers the principal financial channels of...
Persistent link: https://www.econbiz.de/10013329395
. However, homeowners who were risk averse, and homeowners in the two highest quartiles of net worth were more likely to have …, policy-makers, and scholars of retirement economics are included. …
Persistent link: https://www.econbiz.de/10011474457