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Did Dodd-Frank miss the mark? : financial experts' and regulators' perspectives on resolution plans

Cho, Edward; Mier, Joel; Jones, Catrina; Bellenger, Danny N. - In: Journal of banking regulation 18 (2017) 1, pp. 80-102

Persistent link: https://www.econbiz.de/10012010218

Insolvency after the 2005 bankruptcy reform

Albanesi, Stefania; Nosal, Jaromir - 2015

, especially, the financial cost of filing for bankruptcy. We study the effects of the reform on bankruptcy, insolvency, and …. We find that the decline in bankruptcy filings resulted in a rise in the rate and persistence of insolvency as well as an … that insolvency is associated with worse financial outcomes than bankruptcy, as insolvent individuals have less access to …

Persistent link: https://www.econbiz.de/10010505950

Using bankruptcy to reduce foreclosures : does strip-down of mortgages affect the supply of mortgage credit?

Li, Wenli; Ishani, Tewari; White, Michelle J. - 2014 - Current version: February 2014

We assess the credit market impact of allowing mortgage "strip-down" as a foreclosure-prevention measure, where strip-down reduces the principal of underwater residential mortgages to the current market value of the property for homeowners in Chapter 13 bankruptcy. Our identification is provided...

Persistent link: https://www.econbiz.de/10010337629

An Anatomy of U.S. Personal Bankruptcy Under Chapter 13

Eraslan, Hulya - 2017

We build a structural model of Chapter 13 bankruptcy that captures salient features of personal bankruptcy under Chapter 13. We estimate our model using a novel data set that we construct from bankruptcy court dockets recorded in Delaware in 2001 and 2002. Our estimation results highlight the...

Persistent link: https://www.econbiz.de/10012970125

Graying of U.S. Bankruptcy : Fallout from Life in a Risk Society

Thorne, Deborah - 2018

The social safety net for older Americans has been shrinking for the past couple decades. The risks associated with aging, reduced income, and increased healthcare costs, have been off-loaded onto older individuals. At the same time, older Americans are increasingly likely to file consumer...

Persistent link: https://www.econbiz.de/10012913404

The Anatomy of U.S. Personal Bankruptcy Under Chapter 13

Eraslan, Hulya; Li, Wenli; Sarte, Pierre-Daniel G. - 2019

By compiling a novel data set from bankruptcy court dockets recorded in Delaware between 2001 and 2002, the authors build and estimate a structural model of Chapter 13 bankruptcy. This allows them to quantify how key debtor characteristics, including whether they are experiencing bankruptcy for...

Persistent link: https://www.econbiz.de/10014222419

Business Failures by Branch of Business in the United States, 1895 to 1935 : A Statistical History

Richardson, Gary; Angel, Marco del; Gou, Michael - National Bureau of Economic Research - 2024

Dun's Review began publishing monthly data on bankruptcies by branch of business during the 1890s. Those series evolved through many iterations. This essay reconstructs the series from 1895 to 1935 and discusses how it can be used for economic analysis

Persistent link: https://www.econbiz.de/10015072870