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Chapter 1: Banking Regulation and Fintech challenges -- Chapter 2: International Standard Setting Boards -- Chapter 3 … as a political forum for the oversight of international financial regulation is diming as FinTech is blurring the … traditional financial system, presenting both challenges and opportunities. As FinTech grows rapidly, the importance of regulation …
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High-cost, cash-advance or “payday” loans have plagued low-in- come consumers in the United States for several decades. With little regulation at the federal level, states have created a wide variety of regulatory frameworks addressing payday loans — from banning payday loans altogether in...
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Them Interesting -- In China, New Banks Spring from Digital Giants -- A Quick Overview of the Fintech Landscape -- Fintech …" Is Nothing New -- Fintech" Is Not Necessarily Adversarial to Financial Services Companies -- Fintech" Does Not Mean … "Startup Company in Financial Technology or Financial Services" -- Most Financial Services Companies Are Not Fintech Companies …
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Leveraging data from a leading FinTech peer-to-peer lending platform in the United States, allowing us to capture both … individuals' successful and unsuccessful loan applications, we test the effect of FinTech loans on subsequent employment choice …
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In this paper, we review the growing literature on FinTech lending - the provision of credit facilitated by technology … that improves the customer-lender interaction or lenders' screening and monitoring of borrowers. FinTech lending has grown … convenience and speed appears to have been more central to FinTech lending's growth than improved screening or monitoring, though …
Persistent link: https://www.econbiz.de/10012660099
loan from a fintech lender than a traditional bank. Among conventional lenders, smaller banks were much less likely to lend … financial positions, fintech affinity, or borrower application behavior. In contrast, we document that Black-owned businesses …
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