goal of this paper is to investigate the change in operating performance, efficiency, and value addition of US bank mergers … examine the factors that have significant impact on changes in bank performance. Our empirical results lead to the conclusion …

Using a novel database containing the time-series details of the organizational structure of individual bank holding … prevailing "modal bank" are better off compared with those pursuing generic diversification. Moreover, we find that early …

the financial crisis. Obviously, bank performance decreases dramatically during the crisis. This decrease occurs for all … bank size groups. However, the largest banks see the largest losses. We find several measures of corporate governance …

intermediation services for decades before failing or, more likely, merging. The key to community bank success was governance. Local … long-term investors, like the stockholders of the Merchants Bank of New Bedford (later the Merchants National Bank), had … both the incentive and ability to elect effective board directors who carefully chose and monitored bank officers …

, and the bank approval disparity is also larger in more racially biased counties. We conclude that insofar as automation by …