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low-income students at an elite public university. We find that the program increased four-year graduation rates by about … 8 percentage points for eligible students in the cohorts who experienced the fully developed program. For these cohorts … performance. We conclude that aid programs targeting low-income, high-ability students are most successful when they couple grant …
Persistent link: https://www.econbiz.de/10011457924
to a proliferation of financial aid policy in the U.S. and around the world. More students are receiving more aid today … outside the U.S. on the causal impact of a variety of financial aid policies and programs on students' college decisions …
Persistent link: https://www.econbiz.de/10013334492
liquidity effect. By restricting credit supply to college students, the CARD Act of 2009 has inadvertently inhibited the ability … of liquidity-constrained students to remain in college when their earnings unexpectedly fall, resulting in a stronger …
Persistent link: https://www.econbiz.de/10014444296
have increased. We discuss these trends as well as recent evidence on the extent to which students are able to obtain … student credit arrangements that balance three important objectives: (i) providing credit for students to access college and …
Persistent link: https://www.econbiz.de/10010457242
We show that changes in choice architecture have a large effect on student loan decisions while we do not find significant effects of sizeable interest rate changes. We evaluate the effect of two polices implemented in 2010 by the U.S. Department of Education: (1) the requirement that all...
Persistent link: https://www.econbiz.de/10013005843
This study examined the profile of student loans in the U.S., identifying the determinants of three types of financial burdens attributable to student loans: (1) outstanding balance; (2) loan payment-to-income ratio, and (3) loan delinquency. The pooled dataset from the 2010 to 2013 Survey of...
Persistent link: https://www.econbiz.de/10012917203
We conduct a study under 2,400 third grade students at three large secondary comprehensive schools to evaluate a gifted … tracks at different schools) to get difference-in-differences (DD) estimates for all students above the admission cutoff …. Second, we use the GT admission rule to get regression discontinuity (RD) estimates for students near the admission cutoff …
Persistent link: https://www.econbiz.de/10011671010
We conduct a survey-based experiment with 2,776 students at a non-profit university to analyze income insurance demand … in education financing. We offered students a hypothetical choice: either a federal loan with income-driven repayment or … ISA uptake by 43%. We observe that students are responsive to changes in contract terms and possible student loan …
Persistent link: https://www.econbiz.de/10014512114
-ability prospective students and college and university administrators. In this paper we use a decade of Colgate University Admitted … matriculation of high-ability students. We find that the school choice of students is more responsive to changes in rank the higher … (better) a school is ranked. This result generally holds for aided and full pay students; however, the exception is that …
Persistent link: https://www.econbiz.de/10014069500
to students on the basis both of financial need and academic (and other) merit, with merit influencing not only total …-secondary education, both whether and where they attend are importantly influenced by family background. Among students who score well on …, while only about 75% of those from low SES backgrounds do. High-income students are also more likely to attend private …
Persistent link: https://www.econbiz.de/10014023713