Narrow search
Showing 1 - 10 of 7,769
Cover Image
From boom to bust : how different has microfinance been from traditional banking?
Wagner, Charlotte - 2010
This paper presents an in-depth analysis of developments in the microfinance sector before and after the Lehman … developing countries. The findings indicate that microfinance has been part of the same credit boom observed in the traditional … capital. This raises the question whether the crisis resilience the microfinance sector has shown in the past remains a …
Persistent link: https://www.econbiz.de/10008758753
Cover Image
The Effect of Liquidity Regulation on U.S. Bank Risk-Taking : Evidence from Non-Performing Loans and CDS Spreads
Bosshardt, Joshua - 2020
This paper illustrates channels by which regulations that require banks to hold liquid assets can either increase or decrease a bank's incentive to take risk with its remaining ineligible assets. A greater capacity to respond to liquidity stress increases the potential profits a bank would put...
Persistent link: https://www.econbiz.de/10012839958
Cover Image
The impact of bank capital, bank liquidity and credit risk on profitability in postcrisis period : a comparative study of US and Asia
Abbas, Faisal; Iqbal, Shahid; Aziz, Bilal - In: Cogent economics & finance 7 (2019) 1, pp. 1-18
The purpose of this study is to explore the influence of bank capital, bank liquidity level and credit risk on the profitability of commercial banks in the postcrisis period between 2011 and 2017 in Asian developed economies in comparison with the USA banking industry. The findings show that...
Persistent link: https://www.econbiz.de/10012023980
Cover Image
Did capital requirements and fair value accounting spark fire sales in distressed mortgage-backed securities?
Merrill, Craig B.; Nadauld, Taylor D.; Stulz, René M.; … - 2012
Much attention has been paid to the large decreases in value of non-agency residential mortgage-backed securities (RMBS) during the financial crisis. Many observers have argued that the fall in prices was partly driven by decreased liquidity and fire sales. We investigate whether capital...
Persistent link: https://www.econbiz.de/10009625918
Cover Image
Current Expected Credit Loss Standard and Bank Lending Procyclicality : Evidence from the US Housing Market
Chen, Yi-Chun; Lin, Tse-Chun; Yang, Donghe - 2023
The Financial Accounting Standards Board issued the current expected credit loss (CECL) standard, which requires banks to take a forward-looking approach to recognizing life-of-loan losses upon loan origination. Using bank mortgage approval decisions at the ZIP code level and a...
Persistent link: https://www.econbiz.de/10014351167
Cover Image
How commercial banks adjust capital ratios : empirical evidence from the USA?
Abbas, Faisal; Ali, Shoaib; Yousaf, Imran; Rizwan, Sohail - In: Cogent business & management 7 (2020) 1, pp. 1-18
This study examines the speed of adjustment of the leverage and regulatory capital ratios between 2002 and 2018 for large commercial banks of the USA. The study applies a two-step system GMM technique to obtain the speed of adjustment. The results prove that higher-quality capital requires...
Persistent link: https://www.econbiz.de/10012655130
Cover Image
How do bank capital and capital buffer affect risk : empirical evidence from large US commercial banks
Abbas, Faisal; Younas, Zahid Irshad - In: Journal of central banking theory and practice 10 (2021) 2, pp. 109-131
This research aims to investigate the influence of bank capital, risk-based capital and bank capital buffers on the behaviour of bank risk-taking by applying GMM on the data of US commercial banks ranges from 2002 to 2018. The findings show that bank capital has a positive influence on total...
Persistent link: https://www.econbiz.de/10012549240
Cover Image
The effect of U.S. stress tests on monetary policy spillovers to emerging markets
Liu, Emily; Niepmann, Friederike; Schmidt-Eisenlohr, Tim - 2019
This paper shows that monetary policy and prudential policies interact. U.S. banks issue more commercial and industrial loans to emerging market borrowers when U.S. monetary policy eases. The effect is less pronounced for banks that are more constrained through the U.S. bank stress tests,...
Persistent link: https://www.econbiz.de/10012124865
Cover Image
The effect of U.S. stress tests on monetary policy spillovers to emerging markets
Liu, Emily; Niepmann, Friederike; Schmidt-Eisenlohr, Tim - 2019
This paper shows that monetary policy and prudential policies interact. U.S. banks issue more commercial and industrial loans to emerging market borrowers when U.S. monetary policy eases. The effect is less pronounced for banks that are more constrained through the U.S. bank stress tests,...
Persistent link: https://www.econbiz.de/10012126184
Cover Image
From boom to bust : how different has microfinance been from traditional banking?
Wagner, Charlotte - In: Development policy review 30 (2012) 2, pp. 187-210
Persistent link: https://www.econbiz.de/10009514981