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This study assesses the overall impact on credit of the financial regulatory reforms in Europe, Japan, and the United States. Long-term cost estimates are provided for Basel III capital and liquidity requirements, derivatives reforms, and higher taxes and fees. Overall, average lending rates in...
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respond to these environmental forces. In the United States, accreditation plays an increasing role in the quality control and …-focused institutional decision process model. Findings - When viewed in a systemic context, the accreditation process assumes a unique …. Practical implications - The influence of the dynamic external environment and the accreditation process combine to create …
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