Hryckiewicz, Aneta; Korosteleva, Julia; Kozłowski, Łukasz - 2024
This study delves into the impact of technological bank innovations on small and medium-sized enterprise (SME …) borrowing across the European Union. By analyzing a comprehensive dataset of 179,921 SME-bank lending relationships from 2009 to … banking, offering insights into the dualistic nature of the impact of technology on SME financing. …