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, employment and investment relative to firms that get their loan application rejected. In addition, firms with access to FinTech …
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Crowdlending is a disruptive financial tool that has been increasingly requested by SME 's to cover their capital needs. However, the growth of this technological development is being limited by the existing risk of default resulting in loss for lenders. To deal with this, funding platforms have...
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increase investment, employment, and sales growth relative to firms that get their loan application rejected. We identify these …
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, employment and investment relative to firms that get their loan application rejected. In addition, firms with access to FinTech …
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increase investment, employment, and sales growth relative to firms that get their loan application rejected. We identify these …
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. Our empirical analysis documents that banks' technological innovations have a more substantial impact on SMEs' long … play a crucial role in expanding bank credit to SMEs. However, we also identify a paradoxical dual effect: while … technological advancements facilitate credit access, they simultaneously increase the cost of borrowing for SMEs. This finding …
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