Zhang, Lang; Hu, Haiqing; Zhang, Dan - In: Financial innovation : FIN 1 (2015) 14, pp. 1-21
, rather than only assessing an SME’s repayment ability. The aim of this paper is to research credit risk assessment models for … improve the credit rating status in the process of SME financing. (2)By analyzing and comparing the empirical results, we find … that the SVM assessment model, on evaluating the SME credit risk, is more effective than the BP neural network assessment …