stable finance. One efficient way to promote SME financing is through credit guarantee schemes, where the government … guarantees a portion (ratio) of a loan provided by a bank to an SME. This research provides a theoretical model and an empirical … analysis of factors that determine optimal credit guarantee ratio. The ratio should be able to fulfill the government's goal of …

After the inception of the euro, the real economy in most member countries remained dependent on credit by domestic …

Small businesses (SMEs) depend on banks for credit. We show that the severity of the Eurozone crisis was worse in …

to determine the degree of access to credit and use of deposit accounts for formal and informal MSMEs. The study used … highlights the key data points available for the formal micro, formal small and medium enterprises (SME), and the aggregated …

corruption, may affect the access to credit for micro, small, and medium-sized enterprises (MSMEs). Using a sample of 68 …-quality institutional environment on the access to credit by small firms. …