enterprises (SMEs) translates into a lower volume of loans. We use a unique dataset on loans from a state owned Swedish bank … designed to support credit-constrained SMEs and interact their loan portfolio with the number of nearby commercial bank offices … larger number of local bank offices increases the local credit supply, and decreases the credit constraints of nearby SMEs. …

hampered the smooth transmission of accommodative monetary policy. Using bank level data from 2007 to 2015, we directly measure … bank in the same month for loans to small and large firms (the "Small Firm Financing Premium", SFFP). We assess the role … played by both bank and macroeconomic factors in explaining the variation in the SFFP across countries and through time. We …

We study the effect of financial distress in foreign parent banks on local SME financing in 14 central and eastern … by the following types of bank financial distress: 1) low equity ratio; 2) low Tier 1 capital ratio; and 3) losses on … crunch ; financial crisis ; bank lending channel ; business lending …

We develop a model of bank lending that allows for credit rationing in equilibrium. Recognizing that small firms incur … a higher percentage cost of monitoring than large firms, the model shows that the incidence of bank credit rationing …

This paper investigates two aspects of the demand side determinants of bank lending for a sample of Australian SMEs …. Using data from the Growing Australian Business Survey we document the results on why a sample of Australian SMEs seek bank … finance and bank credit rationing of loan applications. SMEs with growth intentions, business plans, larger firms and those in …

We analyze small business lending at U.S. commercial banks, how it has changed over time and how it differs by bank … negative impact on lending to small businesses at community banks but not their large bank counterparts. This result suggests …

This paper uses a unique dataset where credit rejections experienced by euro area firms are matched with firm and bank … characteristics. This allows us to study simultaneously the role that bank and firm weakness had in the credit reduction observed in … strong determinants of credit rejections, in the crisis period bank weakness made it harder to obtain external finance for …