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Finance for micro, small, and medium-sized enterprises (MSMEs) has been a concern for all stakeholders including entrepreneurs, financial institutions, and government organizations. The key objective of the study was to identify various challenges faced by MSMEs in sourcing of finance during...
Persistent link: https://www.econbiz.de/10011522010
Based on automated credit lines to more than two million vendors trading on Alibaba’s online retail platform, we show … how the take-up of FinTech credit varies with the entrepreneur’s bank distance. Proximity to the branches of the five … largest stateowned banks correlates positively with the take-up of FinTech credit and suggests more severe credit frictions …
Persistent link: https://www.econbiz.de/10012612853
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studied included credit and dividends accessed from table banking groups, entrepreneur's experience, education levels of women … entrepreneurs who participate in Village Saving and Credit Associations from Nakuru Town Kenya was used. The study found that all … threshold of 20%. This implied that the selected factors income, credit and education level of the respondents influenced …
Persistent link: https://www.econbiz.de/10011317356
2015, we test whether young businesses are more likely to face credit rejections from lenders than their older peers. Our … the issue of sample selection bias potentially affecting our data. Additional tests also reveal that credit constraints … viability of credit and, thus, ensure the growth of young businesses in the Euro area. …
Persistent link: https://www.econbiz.de/10011845249
In this study, we aim to assess the relevance of credit composition to entrepreneurship empirically in light of the …-called neutrality principle or undertake an active credit policy. We employ a panel data model to quantify the effect of credit … composition on entrepreneurship in 54 high- and middle-income economies from 2001 to 2016. To capture credit composition, we …
Persistent link: https://www.econbiz.de/10014496880
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Part I. The financial-entrepreneurial innovation-technology convergence -- Chapter 1. How Fintech was born? -- Chapter 2. Technological possibilities -- Chapter 3. Entrepreneurship in the Fintech industry -- Part II. Exploring opportunities in Fintech -- Chapter 4. Dynamics of Fintech and the...
Persistent link: https://www.econbiz.de/10012596890
This book explores how new and small ventures with comparatively fewer financial resources have been able to compete with big banks and financial institutions. It discusses entry, competition, and growth strategies based on new business models enacted by current FinTech ventures. An analysis of...
Persistent link: https://www.econbiz.de/10012384637
. Various financial access points like banking branches, POS terminals, banking agents, ATMs and microfinance banks can be a … gateway to the use of additional financial services which can allow businesses development through access to credit facilities …
Persistent link: https://www.econbiz.de/10011732712