Is the current mix of tax preferences for employer-sponsored pensions and individual retirement saving in the U ….S. delivering the best possible retirement-preparedness across and within generations? Using data from the triennial Survey of … Consumer Finances for 1989 through 2013, cohort-based analysis of life-cycle trajectories shows that (1) overall retirement …

criterion to rank them but that the retirement motive is the most important saving motive of European households if the … importance of each saving motive, with saving for the retirement motive being less important in countries with generous public … findings suggest that the retirement motive and the precautionary motive are the dominant motives for saving in Europe partly …

Retirement wealth is often viewed as a great equalizer, offsetting the inequality in standard household net worth. One … Board's Survey of Consumer Finances, I find that retirement wealth (the sum of pension and Social Security wealth) had a … modestly between 1983 and 2001, the inequality of augmented wealth (the sum of retirement wealth and net worth) surged from …

equalized. This article contributes to the discussion by studying the determinants of retirement wealth across a range of … ethnicities, including White, Pasifika and Asian. Differences in retirement wealth between ethnic groups is relatively unexplored … economic factors are the main determinants of retirement wealth. Gender and ethnicity are found to be a strong predictor of …

We investigate the wealth decumulation decision from the perspective of a retiree who is averse to the prospect of … choice, the most important self-reported considerations for the wealth decumulation decision are a low probability of … determinants of the decision of how much wealth individuals are willing to draw down, we identify consumers' attitudes towards …

inequality in retirement wealth highlighted in recent research on intergenerational justice. We discuss several policy …,000 EUR at retirement and that (b) it would take an average non-heir household roughly 14 years to match this gap. The sizable …

given rise to a broad policy discussion of the adequacy of household retirement wealth. We construct a uniquely … comprehensive measure of wealth for households aged 51 and older in 2004 that includes expected wealth from Social Security, defined … surrounding asset returns, length of life and medical expenses, we assess the adequacy of wealth using two expected values: an …

subsidized retirement plans. In this context, Germany introduced the so-called Riester pension plans. To assess its effectiveness …, this paper analyzes the effects of participation in Riester plans on wealth at different points of the distribution. We … heterogeneity in the effect of Riester participation on wealth. While Riester participation increases total net wealth in the lower …

subsidized retirement plans. In this context, Germany introduced the so-called Riester pension plans. To assess its effectiveness …, this paper analyzes the effects of participation in Riester plans on wealth at different points of the distribution. We … substantial heterogeneity in the effect of Riester participation on wealth. While Riester participation increases total net wealth …

In this paper, we analyze the wealth accumulation and saving behavior of the retired elderly in Italy using micro data … from the "Survey of Italian Households' Income and Wealth," a panel survey of households conducted every two years by the … Bank of Italy. We find that, on average, the retired elderly in Italy are decumulating their wealth (dissaving) but that …