Showing 1 - 10 of 9,694
We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from diversification within large banks and financial...
Persistent link: https://www.econbiz.de/10011346454
This paper lays out some of the basic concepts surrounding financial inclusion, including access to banking, digital … payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm …
Persistent link: https://www.econbiz.de/10011684996
Objective: The objective of the article is to empirically examine the predictors of ROA and ROE for banks and insurance … significant and negative for ROE. Banks earned lower return on their assets and higher return on their equity than insurance … findings of internal predictors of ROA and ROE in banking. It is one of the first studies to examine predictors of ROA and ROE …
Persistent link: https://www.econbiz.de/10012515977
beginning of modern economic analysis of insurance activity. This chapter reviews the main theoretical and empirical … contributions in insurance economics since that time. The review begins with the role of utility, risk, and risk aversion in the … insurance literature and summarizes work on the demand for insurance, insurance and resource allocation, moral hazard, and …
Persistent link: https://www.econbiz.de/10014025527
On 11 March 2015, SUERF jointly organised a conference with the Oesterreichische Nationalbank and the Austrian Society for Bank Research (Bankwissenschaftliche Gesellschaft - BWG). The present SUERF Study 2015/2 includes a selection of papers based on the authors' contributions to the Vienna...
Persistent link: https://www.econbiz.de/10011413495
Persistent link: https://www.econbiz.de/10003850662
The relevance of sustainable development in the financial institution and its value is significant in today's financial landscape. This research aims to evaluate the efficiency of converting sustainable development outcomes, quantified through ESG, into a financial institution's valuation,...
Persistent link: https://www.econbiz.de/10014460414
This article examines the regulatory challenges raised by recent, overlooked changes in insurance markets that have led … to a functional convergence between insurance and the broader financial sector.The law literature on financial regulation … context of insurance, and does so by applying an analytical framework that distinguishes between two “boundary problems” that …
Persistent link: https://www.econbiz.de/10013006171
study aims to empirically investigate the input efficiency of banking and insurance sectors with further probe into Islamic … segments of these sectors in Pakistan. This study measures the technical, allocative, cost, and scale efficiencies of banking … and insurance firms in our sample using the non-parametric frontier method, data envelopment analysis (DEA). The findings …
Persistent link: https://www.econbiz.de/10012960867
some elements of instability associated with laissez faire but underdeveloped banking; (b) the 1970s and 1980s that …. Considerable competition has been introduced in the banking sector through new private sector banks, but public sector banks … still in their infancy. Similarly, despite the introduction of new private sector insurance companies coverage of insurance …
Persistent link: https://www.econbiz.de/10012962090