2020, net lending increased considerably for all age and financial wealth groups. The 10 percent wealthiest households … observed in 2021. For younger households and households with lower financial wealth, net lending fell as a share of disposable …Net lending varies considerably over time and contributed to lower household saving prior to both the banking crisis …

on wealth and lifetime earnings we evaluate measures of retirement preparedness. We estimate heterogeneous discount … factors for households and compare these estimates of their patience to their replacement rates-the simple measure often used … to evaluate the adequacy of retirement savings. We find first that the specification of the model's asset structure …

of intelligence (IQ), results in frequent investor trading and subsequent investor wealth erosion across time. Using the … National Longitudinal Survey (NLSY79), change in wealth and asset allocation across time is modeled as a function of various … individual wealth creation across time …

the stock market and make decisions on home-ownership, in an environment with social safety net and the retirement savings … entry cost and variable costs, plays a key role in generating heterogeneous outcome in agent’s wealth accumulation, and … therefore, increases wealth inequality …