driven by population growth and limited housing supply, led to a deterioration in affordability of housing, in particular for …

looking at the effect of a reduction in the maximum loan-to-value (LTV) ratio on homeownership rates, house prices and housing … is initially loose, allowing households to lever up against the collateral value of their housing. A reduction in the LTV … is the fall in house prices and the greater is the rise in the share of constrained homeowners and housing wealth …

inequalities, housing is included as a major determinant of individual saving behavior. Disparities across locations affect … represented, the model allows for segmentation between homeowners and renters in the housing market, imperfection in the capital …, wealth accumulation via the dynamics of housing prices and the human capital acquisition process of the next generation. The …

I study the implications of climate change and adaptation on housing and income, and wealth. I embed climate change in … their housing capital and physical capital, respectively. The analysis reveals that climate change is intrinsically …

housing market for 1988-2013. I interact housing ownership patterns from deeds records with household-level wealth, which I …