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payments governance - the Euro Retail Payments Board -- 3 Retail payments innovation - risk of (re)fragmentation -- 3.1 Instant …-System-Modell -- 3.3 In-App-Zahlungen -- 3.4 Internet of Things -- 4 Kundenauthentifizierung und Zahlungssicherheit -- 4.1 Biometrie -- 4 …
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