This paper argues that the investment–savings imbalances of households and companies play an important role in … determining the probability that an economy experiences a credit-less recovery, following a recession. The investment–savings gap …-less recoveries are indeed associated with both low and declining financing needs of the private sector, as proxied by the investment-savings …

health care are increasingly experiencing difficulties in meeting up this challenge. The concept of Medical Savings Accounts … capacity of the individual, Medical Savings Accounts are normally introduced in combination with health insurance covering … Savings Accounts in different countries. It draws a mixed but rather positive picture of the results. Therefore it could be …