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We study the effects of competition on loan rates and portfolio-at-risk in microcredit markets using a new database from rating agencies, covering 379 microbanks located in 67 countries between 2002 and 2008. Our study reveals different competitive effects in nonprofit and for-profit microbanks....
Persistent link: https://www.econbiz.de/10009491676
Expanding access to financial services holds the promise to help reduce poverty and spur economic development. But, as a practical matter, commercial banks have faced challenges expanding access to poor and low-income households in developing economies, and nonprofits have had limited reach. We...
Persistent link: https://www.econbiz.de/10014025731
This Article studies the durapolist, the durable-goods monopolist. Durapolists have long argued that, unlike perishable-goods monopolists, they face difficulties in exercising market power despite their monopolistic position. During the past thirty years, economists have extensively studied the...
Persistent link: https://www.econbiz.de/10014073586
We study the effects of competition on loan rates and portfolio-at-risk in microcredit markets using a new database from rating agencies, covering 379 microbanks located in 67 countries between 2002 and 2008. Our study reveals different competitive effects in nonprofit and for-profit microbanks....
Persistent link: https://www.econbiz.de/10010352061
Garantien eine quasi unlimitierte Förderquelle, die zur Erhöhung systemischer Risiken beitrug. In der Mikrofinanzierung dagegen … Kapitalmarkt für die Mikrofinanzierung erschließen, ohne die Gefahr einer unkontrollierten Ausweitung von Risiken einzugehen. … increasing the burden of public risk. Quite differently, microfinance is supported by investing scarce donor funds into the …
Persistent link: https://www.econbiz.de/10010377871
interest of western banks in new models of finance, particularly Islamic finance and microfinance. This new trend is not only … primarily outlines that many elements of microfinance could be considered consistent with the broader goals of Islamic banking …
Persistent link: https://www.econbiz.de/10010312356
This paper uses a panel data set of microfinance institutions (MFI) across the world to compare several identification …
Persistent link: https://www.econbiz.de/10010319737
This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. -- microfinance ; dual objectives ; economic …
Persistent link: https://www.econbiz.de/10009007018
This paper uses a panel data set of microfinance institutions (MFI) across the world to compare several identification …, suggesting that producing outreach creates high transaction costs and requires exploitation of local knowledge. -- Microfinance …
Persistent link: https://www.econbiz.de/10009425551
This study examines the exposure of microfinance institutions to liquidity, interest rate and foreign exchange (FX … the largest microfinance institutions worldwide. The data suggests that microfinance institutions in the sample, on …
Persistent link: https://www.econbiz.de/10011344326