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The global financial crisis triggered a vast number of new laws and regulations at international level, including initiatives that can be classified as "soft law". The legitimacy and efficacy of these new norms are subject to intensive academic and political debates. At the same time, soft law...
Persistent link: https://www.econbiz.de/10012903436
issues. Our findings indicate that MENA banks are still operating under monopolistic competition conditions. With regards to …
Persistent link: https://www.econbiz.de/10012916997
This paper documents large cross-country variation in the relationship between bank competition and bank stability and … explores market, regulatory and institutional features that can explain this variation. We show that an increase in competition …
Persistent link: https://www.econbiz.de/10013114400
This paper documents large cross-country variation in the relationship between bank competition and bank stability and … explores market, regulatory and institutional features that can explain this variation. We show that an increase in competition …
Persistent link: https://www.econbiz.de/10013115499
A bank's interest expenses are found to increase with its degree of internationalization as proxied by its share of foreign liabilities in total liabilities or a Herfindahl index of international liability concentration, especially if the bank is performing badly. Our benchmark estimation...
Persistent link: https://www.econbiz.de/10013117739
system and to stimulate bank competition, it is necessary to raise the level of bank information transparency. However …, empirical studies which examine the determinants of competition in the financial sector, the effect of competition on financial … competition. The aim of this paper is to fill this gap in the literature. To test the hypothesis that greater bank information …
Persistent link: https://www.econbiz.de/10013047754
Supersedes Working Paper 17-17 Fintech has been playing an increasing role in shaping financial and banking landscapes. In this paper, we use account-level data from LendingClub and Y-14M data reported by U.S. banks with assets over $50 billion to examine whether the fintech lending platform...
Persistent link: https://www.econbiz.de/10011891828
Despite the extensive debate on the effects of bank competition on risk-taking and procyclicality, there is no evidence … cycle. We contribute to the literature by investigating the impact of bank competition on the effects of individual … line with the competition-fragility hypothesis and suggest that increased market power is associated with enhanced loans …
Persistent link: https://www.econbiz.de/10012861004
. Rising competition among banks could pose a challenge and possibly change the level of credit risk, especially if the banks … competition affects credit risk in Montenegro and whether banks differing in size react differently. Panel data techniques were … affected. Overall, the increasing competition may positively affect credit risk in Montenegro. …
Persistent link: https://www.econbiz.de/10012549205