A fairly extensive literature from the field of empirical psychology has provided evidence that personality factors and attitudes toward credit may influence individuals' debt financing decisions. This paper investigates the importance of these factors by analysing the results of an original...

Introduction; Tina Harrison -- Chapter 1: Cognitive drivers of suboptimal financial decisions: Implications for financial literacy campaigns; Hooman Estelami -- Chapter 2: How mutual fund investors’ objective and subjective knowledge impacts their information search and processing behaviour;...

The focus of this paper is the link between income volatility and the accumulation of human capital in the presence of credit constraints. Also, the effect of income inequality on the accumulation of human capital within the same framework is studied.

The focus of this paper is the link between income volatility and the accumulation of human capital in the presence of credit constraints. Also, the effect of income inequality on the accumulation of human capital within the same framework is studied