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In this study, we provide a systemic perspective on central bank digital currencies (CBDC). We separate existing proposals for CBDCs into the perspective of new payment objects, made available by central banks to a broader public, and new payment systems, operated by central banks. From a...
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The COVID-19 pandemic has had a profound impact on payment systems and preferences around the world, reducing the use of cash in favor of digital payment instruments and accelerating the discussion around the need for a central bank digital currency. This article presents the digital payments...
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Dieses Büchlein erscheint in einer Reihe von Attac, einer globalisierungskritischen Nichtregierungsorganisation. Die Autoren setzen sich zum Ziel, ihren Leser*innen eine Einführung in finanztechnische Zusammenhänge zu vermitteln. Geld fassen sie dabei als gesellschaftliches Gut auf, das viele...
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Bargeld, Zinsen für Sparer, rein staatliche Währungen: Jahrhundertealte Gewissheiten des Geldes sind plötzlich passé. Wer spart, zahlt jetzt drauf. Münzen und Scheine verschwinden, bald auch durch Kryptowährungen, die staatlichem Geld Konkurrenz machen. Alexander Hagelüken, Leitender...
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Fintech presents unique opportunities for central banks. The rapid changes in technology that are transforming the … of financial technology and innovation. In the past, the invention of the banknote, the processing of payments through …: distributed ledger technology, new data analytics (artificial intelligence [AI] and machine learning), and cloud computing, along …
Persistent link: https://www.econbiz.de/10012669100
Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payments. Public authorities and central banks around the world are closely monitoring developments in digital currencies and studying their implications for the...
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