financial stability. Our analysis suggests that, going into the financial crisis, banks' disclosures about relevant risk … exposures were relatively sparse. Such disclosures came later after major concerns about banks' exposures had arisen in markets …. Similarly, banks delayed the recognition of loan losses. Banks' incentives seem to drive this evidence, suggesting that …

levy was implemented supply more credit. This increase is more significant for larger lenders and banks that are more … banks' liabilities thereby decreasing the cost of equity relative to the cost of debt. Using a difference …-in-differences approach we assess the impact of this tax levy on banks' participation in the syndicated loan market. We further investigate …

advantages over other payment methods but creates risk to businesses and banks; checks' sophistication, which evolved through …Though checks' popularity is now waning in favor of electronic payments, checks were, for much of the twentieth century … payment between local merchants, checks became more versatile through the development of negotiability in sixteenth …

Credit affects individuals' perceptions and experiences of inequality. Having access to credit enables those in lower … in all, credit may help smooth out class and status differences. This article looks at the impact of credit on citizens … negative association between credit use and public support for redistribution …

structured mortgage securities, like micro credit, had their origin in the public mission to create access to finance for the …

corporate governance principles is mandatory for all banks incorporated in Cyprus and their overseas branches and for some … Cyprus branches of foreign banks domiciled outside the European Economic Area. Banks are obliged to have a robust internal … procedures for all the risks to which credit institutions are actually or potentially exposed. The board of directors should take …

propose four principles to ensure the efficient resolution of bank failures, should they occur, with minimum, if any, credit … provisions in the single banking license available to banks in the EU. In return for the privilege of such a license, the bank …

suggests that the chief negative externalities are associated with credit losses and losses due to liquidity problems, and … to their funds, and how long it takes borrowers to reestablish credit relationships. While regulatory delay and … credit. -- Cross-border banking ; financial crises ; bankruptcy ; branching ; banking subsidiaries ; supervision and …