Luo, Heng; Fakarudin Kamarudin; Normaziah Mohd Nor - In: Cogent business & management 10 (2023) 3, pp. 1-21
within and outside the banking sector. In our basic regression, we observe that ICT negatively impacts both types of bank … efficiency, with the effect varying depending on the type of bank. Notably, the coefficient of IBs is slightly higher than that … of CBs. Country governance (GC) moderates the negative effect of ICT on both types of bank efficiency. Additional …