Patterns in cross-border banking have changed since the global financial crisis. This may affect domestic bank market … modes of cross-border banking impact bank concentration. I use a two- country general equilibrium model with heterogeneous … banking sector on bank market structures. The model suggests that both cross-border lending and bank FDI mitigate …

consensus among bank insiders and industry commentators is that TechFins, not FinTechs, represent a greater threat over the next …

credit, credit information sharing on bank stability. We document several significant findings. First, our evidence implies … that fintech credit tends to improve bank stability. This suggests that as fintech credit grows, it certainly competes with … banks, but it also strengthens banks' stability. Second, credit information sharing increases bank stability. Thirdly, it is …