Showing 1 - 10 of 41,048
Persistent link: https://www.econbiz.de/10009690443
credit, credit information sharing on bank stability. We document several significant findings. First, our evidence implies … that fintech credit tends to improve bank stability. This suggests that as fintech credit grows, it certainly competes with … banks, but it also strengthens banks' stability. Second, credit information sharing increases bank stability. Thirdly, it is …
Persistent link: https://www.econbiz.de/10014436289
Persistent link: https://www.econbiz.de/10013375494
Employing 3-Stage Least Squares (SLS) regression on the aggregate dataset of 120 countries from 2004 to 2017, this study is the first to investigate whether credit information sharing exerts impact on nonperforming loans of banking system and economic growth rate. First, our findings provide...
Persistent link: https://www.econbiz.de/10013461422
Persistent link: https://www.econbiz.de/10012807368
bond returns are high. At the bank level, bondholdings correlate negatively with subsequent lending during sovereign …
Persistent link: https://www.econbiz.de/10014411356
Theory predicts that information sharing among lenders attenuates adverse selection and moral hazard, and can therefore …
Persistent link: https://www.econbiz.de/10013126826
Persistent link: https://www.econbiz.de/10009309812
Persistent link: https://www.econbiz.de/10003440492
relationships' dimensions. Long-lasting, exclusive and synergy-creating bank relationships are associated with higher credit volume … and lower loan rates. These benefits are more likely in the US and in countries where bank competition is high. They are …
Persistent link: https://www.econbiz.de/10013065137