A key feature of insurance markets is that the cost of selling insurance policies is contingent upon not only the … number of policies sold but to whom they are sold. This differentiates insurance markets from conventional markets and admits … categorization data for the Washington state non-standard private passenger automobile liability insurance market. This unique data …

common to attribute them to discrimination by the employer that is rooted in prejudice against female workers. Yet recent … empirical evidence suggests that, to a large extent, the gaps reflect “monopsonistic” wage discrimination—that is, employers …