given by testing a monopolistic competition model of bank branching behaviour on individual bank data at county level … among incumbent banks on competition and discuss when, depending on the pre-merger structure of the market and geographic … distribution of branches, the merger is anti-competitive. The paper has implications for competition policy as it suggests an …

We address two questions about the impact of the UBS-SBC merger: (i) How will the concentration in the Swiss retail …, savings deposits) the impact of the merger is huge. To answer the second question, we have examined how concentration …