Religion, church, and economics -- The economics of religion -- Religious markets -- Religious form change: case studies -- Economics of the Protestant revolt -- The Counter-Reformation: incumbent-firm reaction to market entry -- The establishment and evolution of Protestantism -- Catholicism,...

We find that competition from payday lenders leads depository institutions to raise overdraft fees and reduce the availability of “free” checking accounts. We attribute this rise in prices partly to adverse selection created by banks’ practice of charging a flat fee regardless of the...