effort in uncompetitive banking sectors. To examine this, we use a uniquely large dataset of public and private corporate … bankruptcy filings spanning a banking-sector reform that deregulated bank entry across different regions of India. We find that … increased banking competition is associated with more firms seeking a stay on assets, a decline in bankruptcy duration, and a …

A model of loan rate competition with liquidity provision by banks is used to study bank mergers. Both loan rate … competition and liquidity needs are seen to be "localised" phenomena. This allows for tracing down the effects of particular types …

The author develops a dynamic model of banking competition to determine which capital instrument is most effective in …

deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it … tries to embed the analysis of bank regulation in a more general industrial organization framework. For every regulated …

We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of … find that the introduction of free banking laws stimulated the creation of new banks and led to more bank failures. Our … empirical evidence indicates that states adopting free banking laws experienced an increase in output per capita compared to the …

interstate banking deregulation lowered barriers to entry into urban banking markets and find that greater competition …

.S. banking data from 1990 to 2005. In particular, we find that local banks belonging to community (CBOs) and regional banking … organizations (RBOs) increased their share of CRE loans as competition from large banking organizations (LBOs) increased. The paper … into local banking markets. After instrumenting for LBO entry into new markets, we find a steady and continuous increase in …

banking industrial organization and its economic consequences. We document a novel trade-off: the potential benefits of …

Although liquidity creation is a key banking function, little is known about its determinants. We use a new … identification strategy to assess whether an intensification of competition among banks increases or decreases liquidity creation … bank liquidity creation and these liquidity-reducing effects are smaller among more profitable banks and larger among …