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Finanzmarktstabilität : nachhaltige Strukturen, Wettbewerb und Regulierung

Schackmann-Fallis, Karl-Peter - In: Reform der Finanzmarktregulierung : [die Arbeitsgruppe …, (pp. 61-75). 2011

Persistent link: https://www.econbiz.de/10009161705

Monetarnye i finansovye instrumenty stabilizacii i razvitija ėkonomiki

Janova, S. Ju. (ed.); Radkovskaja, N. P. (ed.) - Sankt-Peterburgskij gosudarstvennyj ėkonomičeskij … - 2020

Persistent link: https://www.econbiz.de/10012384856

Liberalization and financial sector competition: a critical contribution to the empirics with an African assessment

Asongu, Simplice A. - 2013

This paper investigates how financial, trade, institutional and political liberalization policies have affected financial sector competition in Africa using updated data to appraise second generation reforms. The 'freedom to trade' and 'economic freedom' indices are employed. Hitherto,...

Persistent link: https://www.econbiz.de/10011409925

Bank competition and financial stability in Asia Pacific

Fu, Xiaoqing; Lin, Yongjia; Molyneux, Philip - In: Journal of banking & finance 38 (2014), pp. 64-77

Persistent link: https://www.econbiz.de/10010340801

Fintech lending : financial inclusion, risk pricing, and alternative information

Jagtiani, Julapa; Lemieux, Catharine M. - 2017

Persistent link: https://www.econbiz.de/10011689374

Do Fintech lenders penetrate areas that are underserved by traditional banks?

Jagtiani, Julapa; Lemieux, Catharine M. - 2018

markets and in areas that have fewer bank branches per capita. We also find that the portion of LendingClub loans increases in …

Persistent link: https://www.econbiz.de/10011891828

Fintech vs. Bank : The Impact of Lending Technology on Credit Market Competition

Serfes, Konstantinos; Wu, Kejia; Avramidis, Panagiotis - 2023

Does the recent proliferation of technology in lending process have an impact on business loan market competition? Using a theoretical model that assumes heterogeneity in lenders’ screening ability and borrowers’ investment horizon, we show that FinTech (Traditional) lenders primarily supply...

Persistent link: https://www.econbiz.de/10014352755

Financial intermediation services and competition analyses : review and paths forward for improvement

Berger, Allen N.; Boot, Arnoud W. A. - In: Journal of financial intermediation 57 (2024), pp. 1-10

Persistent link: https://www.econbiz.de/10014495247

The Community Reinvestment Act in the Age of Fintech and Bank Competition

Zuluaga, Diego - 2020

loans for home buyers and small businesses, and restrictions on bank branching posed a high barrier to competition. Today … — leading to a 77 percent increase in the number of bank offices since the CRA's passage. Furthermore, a growing share of … their CRA evaluations — contravening the CRA's requirement that lending be consistent with bank safety and soundness. In …

Persistent link: https://www.econbiz.de/10012846234

Impact of fintech on bank risk-taking : evidence from China

Deng, Liurui; Lv, Yongbin; Liu, Ye; Zhao, Yiwen - In: Risks : open access journal 9 (2021) 5, pp. 1-27

This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of … medium-sized banks from 2011 to 2016. We found that the development of Fintech has significantly reduced bank risk …-taking level. This result is still valid after the robustness test of replacing the bank's risk-taking index and replacing the …

Persistent link: https://www.econbiz.de/10012597095