This paper aims to find out how intense is the competition in Polish commercial banks loan market. Using Panzar–Rosse H-statistics and applying several estimation techniques (GLS, one-step GMM and two-step GMM) we find that this intensity is sensitive to the estimator applied. Upon analysis of...

The aim of this paper is to determine what is the effect of competition on cyclicality of bank profitability. To answer this question, we apply robust fixed effects estimator to unbalanced panel of individual bank level data covering the period of 2004-2015 in over 100 countries. In our study we...